UK moving and household costs · reviewed 15 July 2026

Calculate the home, not just the rent.

Model cash needed before moving, the whole monthly household cost, and each person’s planning share. Do not treat bedroom count as a bill quote.

By , PlacePact founder and renter.

What the calculator includes

  • Upfront: deposit, first rent, old/new rent overlap, transport, packing, cleaning and setup.
  • Monthly: rent, Council Tax after discounts, water, broadband, gas, electricity and optional TV Licence.
  • Household total and an equal-share reference, clearly separated from legal liability or the household’s real agreement.

Current energy planning preset

The interactive page uses Great Britain average direct-debit price-cap rates for 1 July to 30 September 2026: electricity 26.11p/kWh plus 57.19p/day; gas 7.33p/kWh plus 29.04p/day. The starting annual use is Ofgem’s revised medium 2,500 kWh electricity and 9,500 kWh gas. Region, meter, tariff and actual use vary, so every input is editable.

Why there is no neat “bill by bedroom” answer

Energy depends on heating, insulation, occupancy and behaviour. Council Tax depends on local banding. Water depends on provider and metering. Water starts near the £639 England and Wales 2026–27 annual average, then should be replaced with the local figure.

Affordability is the whole budget

The common 30% of gross income rent rule is only a rough signal. Test the result after tax, travel, food, debt and a small emergency buffer, including who carries a named bill if another person pays late.

Primary guidance

Source boundary: PlacePact turns current primary guidance into a planning workflow. It is not legal, financial, property or transport advice; check your agreement, provider and location before acting.